Getting Started with Online Giving: Resources from WNCC Treasury Services and WNCC United Methodist Foundation

March 18, 2020

As churches continue to meet online, WNCC Treasury Services and the United Methodist Foundation have produced this resource that provides several options for online giving.  While many of our churches already have online giving procedures in place, we know many do not. We hope these options will prove helpful for you.

*In addition to outside sources of online giving, the Western North Carolina Conference is working to establish an online giving link for any church to use.  Donors may use the link to make a contribution in the local church’s name. Treasury Services will receive the contributions and then forward on the funds to the local church.
More information will be made available when the link is active.*
 
It is times like these that we are appreciative of the United Methodist connection. We want you to know we are here to assist you and your congregation in whatever ways we can.  Please let us know if there are other ways that we might be of assistance to you.

Click here to find contact information for WNCC Treasury Services. 

Methods of Online Giving
*The Western North Carolina Conference is working to establish an online giving link for any church to use.  Donors may use the link to make a contribution in the local church’s name. Treasury Services will receive the contributions and then forward on the funds to the local church. 
More information will be made available when the link is active.
 
1. Set up Bill pay with your Bank –The donor uses the bank’s ‘Bill Pay’ feature to designate the church as the payee and schedules a one time or recurring transfer of funds to the church for a certain amount. The bank actually sends the church a check by mail and the church processes just like any other check. 
 
2.  Use Credit Cards – The popularity of credit cards from the donor’s perspective is obvious. The donor does not incur any additional cost of using it to make a donation to the church. In fact, he/she may receive added benefits such as airline miles, cash-back or some other form of rewards. The cost to the church ranges between 2 and 5% depending on various factors. 
 
Accepting Credit Card payment
Options for Online Giving:  https://givingfees.com/#church
 
Here are some of the fees
Stripe (non profit)
Monthly Fee   $0
Debit/Credit Card Rate         2.20% + $0.30/transaction
ACH Processing Rate           0.80% + $0/transaction
 
Paypal (non-profit)
Monthly Fee   $0
Debit/Credit Card Rate         2.20% + $0.30/transaction
 
Tithe.ly
Monthly Fee   $0
Debit/Credit Card Rate         2.90% + $0.30/transaction
ACH Processing Rate2         1.00% + $0.30/transaction
 
VANCO
for churches with less than $20k/month in donations
Monthly Fee  $10     
Debit/Credit Card Rate          2.75% + $0.45/transaction
ACH Processing Rate2         1.00% + $0.45/transaction
 
VANCO
for churches with between $20k-$40k/month in donations
Monthly Fee   $49
Debit/Credit Card Rate         2.35% + $0.35/transaction
ACH Processing Rate           0.80% + $0.35/transaction
 
PayPal is easy to set up and has nonprofit rates.
 
To get started first set up a PayPal account
What you need to know to sign up
Churches would sign up here
Then create the “code” for the donate button
 
 
3. Bank Transfer (ACH) – If the church negotiates an arrangement with the bank to process donations from its members electronically, it is considered an ACH transaction. In this case, the donor has to provide the church with their bank account and routing information, amount to be withdrawn from his/her account and preferred date of withdrawal. Such transactions are fully automated and electronic. A major drawback of this arrangement is that the safety and security of the donor’s bank information is not guaranteed. The church staff may not want to assume liability and take on added risk of keeping such information safe. 
 
 


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